Call reports 2007
FIRST NATIONAL BANK IN NEW BREMEN — 2007
What FIRST NATIONAL BANK IN NEW BREMEN reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 163,342,000 | 164,007,000 | 166,068,000 | 170,742,000 |
| Total loans | 88,726,000 | 90,557,000 | 90,956,000 | 90,752,000 |
| Allowance for loan losses | 1,326,000 | 1,372,000 | 1,351,000 | 1,377,000 |
| Securities available for sale | 53,513,000 | 52,954,000 | 51,000,000 | 58,289,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,403,000 | 132,002,000 | 133,142,000 | 137,035,000 |
| Interest-bearing deposits | 117,203,000 | 119,383,000 | 120,538,000 | 122,119,000 |
| Noninterest-bearing deposits | 13,200,000 | 12,619,000 | 12,604,000 | 14,916,000 |
| Equity capital | 16,865,000 | 16,672,000 | 17,474,000 | 17,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,710,000 | 5,493,000 | 8,358,000 | 11,267,000 |
| Interest expense | 1,154,000 | 2,370,000 | 3,657,000 | 4,972,000 |
| Net interest income | 1,556,000 | 3,123,000 | 4,701,000 | 6,295,000 |
| Noninterest income | 192,000 | 353,000 | 513,000 | 687,000 |
| Noninterest expense | 1,048,000 | 2,069,000 | 3,126,000 | 4,236,000 |
| Provision for loan losses | 11,000 | 47,000 | 65,000 | 163,000 |
| Pretax income | 689,000 | 1,360,000 | 2,023,000 | 2,583,000 |
| Income tax | 2,000 | 5,000 | 7,000 | 8,000 |
| Net income | 687,000 | 1,355,000 | 2,016,000 | 2,575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,267,000 | 17,558,000 | 17,722,000 | 17,561,000 |
| Total capital | 18,441,000 | 18,744,000 | 18,916,000 | 18,769,000 |
| Risk-weighted assets | 93,766,000 | 94,690,000 | 95,377,000 | 96,491,000 |