Call reports 2006
FIRST NATIONAL BANK IN NEW BREMEN — 2006
What FIRST NATIONAL BANK IN NEW BREMEN reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 154,611,000 | 155,147,000 | 155,603,000 | 158,228,000 |
| Total loans | 87,428,000 | 87,625,000 | 84,319,000 | 86,948,000 |
| Allowance for loan losses | 1,259,000 | 1,299,000 | 1,364,000 | 1,357,000 |
| Securities available for sale | 50,807,000 | 52,749,000 | 53,919,000 | 54,339,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,321,000 | 123,896,000 | 123,743,000 | 126,025,000 |
| Interest-bearing deposits | 110,622,000 | 110,675,000 | 110,830,000 | 111,302,000 |
| Noninterest-bearing deposits | 12,699,000 | 13,221,000 | 12,913,000 | 14,723,000 |
| Equity capital | 15,435,000 | 15,356,000 | 16,212,000 | 16,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,456,000 | 4,972,000 | 7,576,000 | 10,250,000 |
| Interest expense | 916,000 | 1,893,000 | 2,951,000 | 4,075,000 |
| Net interest income | 1,540,000 | 3,079,000 | 4,625,000 | 6,175,000 |
| Noninterest income | 155,000 | 318,000 | 492,000 | 659,000 |
| Noninterest expense | 1,001,000 | 1,984,000 | 2,999,000 | 4,017,000 |
| Provision for loan losses | 34,000 | 91,000 | 163,000 | 208,000 |
| Pretax income | 660,000 | 1,322,000 | 1,955,000 | 2,609,000 |
| Income tax | 1,000 | 3,000 | 4,000 | 9,000 |
| Net income | 659,000 | 1,319,000 | 1,951,000 | 2,600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,466,000 | 16,779,000 | 17,065,000 | 16,958,000 |
| Total capital | 17,629,000 | 17,934,000 | 18,196,000 | 18,113,000 |
| Risk-weighted assets | 93,079,000 | 92,256,000 | 90,211,000 | 92,205,000 |