Call reports 2005
FIRST NATIONAL BANK IN NEW BREMEN — 2005
What FIRST NATIONAL BANK IN NEW BREMEN reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 151,684,000 | 150,379,000 | 153,708,000 | 153,066,000 |
| Total loans | 83,861,000 | 82,102,000 | 87,648,000 | 88,494,000 |
| Allowance for loan losses | 1,161,000 | 1,211,000 | 1,261,000 | 1,298,000 |
| Securities available for sale | 51,502,000 | 51,779,000 | 49,155,000 | 51,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,005,000 | 117,826,000 | 121,142,000 | 120,221,000 |
| Interest-bearing deposits | 106,223,000 | 106,283,000 | 109,229,000 | 107,145,000 |
| Noninterest-bearing deposits | 12,782,000 | 11,543,000 | 11,913,000 | 13,076,000 |
| Equity capital | 15,012,000 | 15,547,000 | 15,624,000 | 15,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,098,000 | 4,238,000 | 6,518,000 | 8,901,000 |
| Interest expense | 707,000 | 1,457,000 | 2,255,000 | 3,130,000 |
| Net interest income | 1,391,000 | 2,781,000 | 4,263,000 | 5,771,000 |
| Noninterest income | 155,000 | 307,000 | 466,000 | 663,000 |
| Noninterest expense | 941,000 | 1,848,000 | 2,801,000 | 3,835,000 |
| Provision for loan losses | 39,000 | 73,000 | 189,000 | 250,000 |
| Pretax income | 571,000 | 1,172,000 | 1,744,000 | 2,354,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 5,000 |
| Net income | 570,000 | 1,170,000 | 1,741,000 | 2,349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,728,000 | 15,982,000 | 16,206,000 | 16,153,000 |
| Total capital | 16,832,000 | 17,061,000 | 17,348,000 | 17,312,000 |
| Risk-weighted assets | 88,225,000 | 86,155,000 | 91,209,000 | 92,595,000 |