Call reports 2004
FIRST NATIONAL BANK IN NEW BREMEN — 2004
What FIRST NATIONAL BANK IN NEW BREMEN reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 147,921,000 | 147,335,000 | 148,642,000 | 146,003,000 |
| Total loans | 86,164,000 | 84,211,000 | 84,974,000 | 83,890,000 |
| Allowance for loan losses | 1,144,000 | 1,159,000 | 1,127,000 | 1,115,000 |
| Securities available for sale | 49,270,000 | 50,157,000 | 49,416,000 | 49,447,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,751,000 | 115,541,000 | 116,244,000 | 113,087,000 |
| Interest-bearing deposits | 105,138,000 | 104,219,000 | 105,738,000 | 101,157,000 |
| Noninterest-bearing deposits | 9,613,000 | 11,322,000 | 10,506,000 | 11,930,000 |
| Equity capital | 15,656,000 | 15,040,000 | 15,788,000 | 15,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,033,000 | 4,020,000 | 6,025,000 | 8,135,000 |
| Interest expense | 678,000 | 1,335,000 | 2,000,000 | 2,688,000 |
| Net interest income | 1,355,000 | 2,685,000 | 4,025,000 | 5,447,000 |
| Noninterest income | 163,000 | 337,000 | 504,000 | 680,000 |
| Noninterest expense | 901,000 | 1,761,000 | 2,696,000 | 3,647,000 |
| Provision for loan losses | 0 | 65,000 | 172,000 | 289,000 |
| Pretax income | 617,000 | 1,438,000 | 1,922,000 | 2,461,000 |
| Income tax | 2,000 | 5,000 | 7,000 | 5,000 |
| Net income | 615,000 | 1,433,000 | 1,915,000 | 2,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,019,000 | 15,490,000 | 15,626,000 | 15,505,000 |
| Total capital | 16,125,000 | 16,578,000 | 16,724,000 | 16,578,000 |
| Risk-weighted assets | 88,441,000 | 86,940,000 | 87,772,000 | 85,779,000 |