Call reports 2003
FIRST NATIONAL BANK IN NEW BREMEN — 2003
What FIRST NATIONAL BANK IN NEW BREMEN reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 146,793,000 | 150,650,000 | 150,412,000 | 148,652,000 |
| Total loans | 86,131,000 | 86,406,000 | 87,637,000 | 87,510,000 |
| Allowance for loan losses | 1,120,000 | 1,165,000 | 1,214,000 | 1,238,000 |
| Securities available for sale | 43,086,000 | 44,114,000 | 47,511,000 | 39,519,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,199,000 | 118,917,000 | 117,577,000 | 116,226,000 |
| Interest-bearing deposits | 107,788,000 | 109,272,000 | 106,676,000 | 105,515,000 |
| Noninterest-bearing deposits | 9,411,000 | 9,645,000 | 10,901,000 | 10,711,000 |
| Equity capital | 15,401,000 | 15,650,000 | 15,400,000 | 15,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,204,000 | 4,317,000 | 6,391,000 | 8,448,000 |
| Interest expense | 847,000 | 1,652,000 | 2,434,000 | 3,156,000 |
| Net interest income | 1,357,000 | 2,665,000 | 3,957,000 | 5,292,000 |
| Noninterest income | 196,000 | 406,000 | 619,000 | 792,000 |
| Noninterest expense | 895,000 | 1,758,000 | 2,625,000 | 3,544,000 |
| Provision for loan losses | 19,000 | 69,000 | 137,000 | 234,000 |
| Pretax income | 639,000 | 1,244,000 | 1,814,000 | 2,199,000 |
| Income tax | 4,000 | 2,000 | 2,000 | 9,000 |
| Net income | 635,000 | 1,242,000 | 1,812,000 | 2,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,503,000 | 14,732,000 | 14,923,000 | 14,750,000 |
| Total capital | 15,592,000 | 15,837,000 | 16,038,000 | 15,867,000 |
| Risk-weighted assets | 87,103,000 | 88,313,000 | 89,066,000 | 89,220,000 |