Call reports 2002
FIRST NATIONAL BANK IN NEW BREMEN — 2002
What FIRST NATIONAL BANK IN NEW BREMEN reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 139,960,000 | 144,181,000 | 143,955,000 | 145,677,000 |
| Total loans | 90,927,000 | 91,065,000 | 90,513,000 | 89,618,000 |
| Allowance for loan losses | 1,099,000 | 1,143,000 | 1,168,000 | 1,182,000 |
| Securities available for sale | 33,465,000 | 41,138,000 | 39,609,000 | 40,650,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,331,000 | 117,552,000 | 116,761,000 | 116,930,000 |
| Interest-bearing deposits | 104,970,000 | 107,119,000 | 107,571,000 | 105,963,000 |
| Noninterest-bearing deposits | 9,361,000 | 10,433,000 | 9,190,000 | 10,967,000 |
| Equity capital | 14,177,000 | 14,740,000 | 15,392,000 | 15,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,342,000 | 4,683,000 | 7,104,000 | 9,413,000 |
| Interest expense | 1,152,000 | 2,240,000 | 3,287,000 | 4,243,000 |
| Net interest income | 1,190,000 | 2,443,000 | 3,817,000 | 5,170,000 |
| Noninterest income | 143,000 | 309,000 | 511,000 | 772,000 |
| Noninterest expense | 835,000 | 1,678,000 | 2,535,000 | 3,454,000 |
| Provision for loan losses | 62,000 | 112,000 | 208,000 | 257,000 |
| Pretax income | 436,000 | 962,000 | 1,585,000 | 2,231,000 |
| Income tax | 0 | 1,000 | 1,000 | 15,000 |
| Net income | 436,000 | 961,000 | 1,584,000 | 2,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,835,000 | 14,014,000 | 14,291,000 | 14,245,000 |
| Total capital | 14,934,000 | 15,121,000 | 15,399,000 | 15,355,000 |
| Risk-weighted assets | 87,582,000 | 88,504,000 | 88,580,000 | 88,728,000 |