Call reports 2015
CALUMET COUNTY BANK — 2015
What CALUMET COUNTY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 88,535,000 | 91,333,000 | 90,758,000 | 95,259,000 |
| Total loans | 60,156,000 | 57,614,000 | 56,364,000 | 48,890,000 |
| Allowance for loan losses | 2,044,000 | 2,060,000 | 2,005,000 | 1,790,000 |
| Securities available for sale | 16,577,000 | 16,151,000 | 17,295,000 | 16,470,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,575,000 | 82,318,000 | 81,642,000 | 86,153,000 |
| Interest-bearing deposits | 65,671,000 | 66,934,000 | 66,960,000 | 69,849,000 |
| Noninterest-bearing deposits | 13,904,000 | 15,384,000 | 14,682,000 | 16,304,000 |
| Equity capital | 8,820,000 | 8,833,000 | 8,917,000 | 8,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 814,000 | 1,614,000 | 2,381,000 | 3,162,000 |
| Interest expense | 60,000 | 116,000 | 171,000 | 225,000 |
| Net interest income | 754,000 | 1,498,000 | 2,210,000 | 2,937,000 |
| Noninterest income | 46,000 | 104,000 | 163,000 | 230,000 |
| Noninterest expense | 697,000 | 1,399,000 | 2,130,000 | 2,790,000 |
| Provision for loan losses | 512,000 | 512,000 | 512,000 | 512,000 |
| Pretax income | -409,000 | -309,000 | -269,000 | -117,000 |
| Income tax | -196,000 | -176,000 | -188,000 | -157,000 |
| Net income | -213,000 | -133,000 | -81,000 | 40,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,684,000 | 8,739,000 | 8,779,000 | 8,938,000 |
| Total capital | 9,584,000 | 9,449,000 | 9,539,000 | 9,647,000 |
| Risk-weighted assets | 71,059,000 | 55,469,000 | 59,517,000 | 55,624,000 |