Call reports 2014
CALUMET COUNTY BANK — 2014
What CALUMET COUNTY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 91,045,000 | 87,855,000 | 90,275,000 | 91,939,000 |
| Total loans | 60,908,000 | 62,904,000 | 61,099,000 | 59,842,000 |
| Allowance for loan losses | 828,000 | 1,065,000 | 881,000 | 1,549,000 |
| Securities available for sale | 16,751,000 | 16,412,000 | 15,377,000 | 14,933,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,159,000 | 78,112,000 | 80,453,000 | 82,832,000 |
| Interest-bearing deposits | 67,419,000 | 64,500,000 | 66,115,000 | 67,369,000 |
| Noninterest-bearing deposits | 13,740,000 | 13,612,000 | 14,338,000 | 15,463,000 |
| Equity capital | 9,681,000 | 9,615,000 | 9,717,000 | 8,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 823,000 | 1,672,000 | 2,522,000 | 3,405,000 |
| Interest expense | 70,000 | 136,000 | 198,000 | 257,000 |
| Net interest income | 753,000 | 1,536,000 | 2,324,000 | 3,148,000 |
| Noninterest income | 64,000 | 118,000 | 170,000 | 224,000 |
| Noninterest expense | 683,000 | 1,366,000 | 2,051,000 | 2,699,000 |
| Provision for loan losses | 30,000 | 260,000 | 290,000 | 1,710,000 |
| Pretax income | 104,000 | 70,000 | 213,000 | -915,000 |
| Income tax | 19,000 | -16,000 | 20,000 | -441,000 |
| Net income | 85,000 | 86,000 | 193,000 | -474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,541,000 | 9,486,000 | 9,593,000 | 8,926,000 |
| Total capital | 10,310,000 | 10,261,000 | 10,366,000 | 9,697,000 |
| Risk-weighted assets | 61,452,000 | 61,727,000 | 61,726,000 | 60,880,000 |