Call reports 2013
CALUMET COUNTY BANK — 2013
What CALUMET COUNTY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 93,572,000 | 89,961,000 | 88,492,000 | 89,357,000 |
| Total loans | 57,495,000 | 58,524,000 | 58,485,000 | 60,180,000 |
| Allowance for loan losses | 961,000 | 980,000 | 928,000 | 796,000 |
| Securities available for sale | 21,405,000 | 21,908,000 | 20,636,000 | 17,158,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,674,000 | 78,915,000 | 78,696,000 | 79,561,000 |
| Interest-bearing deposits | 69,291,000 | 66,103,000 | 63,428,000 | 65,377,000 |
| Noninterest-bearing deposits | 14,383,000 | 12,812,000 | 15,268,000 | 14,184,000 |
| Equity capital | 9,773,000 | 9,664,000 | 9,632,000 | 9,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 869,000 | 1,736,000 | 2,610,000 | 3,478,000 |
| Interest expense | 84,000 | 163,000 | 239,000 | 312,000 |
| Net interest income | 785,000 | 1,573,000 | 2,371,000 | 3,166,000 |
| Noninterest income | 69,000 | 137,000 | 227,000 | 312,000 |
| Noninterest expense | 677,000 | 1,357,000 | 2,063,000 | 2,746,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 162,000 | 349,000 | 516,000 | 776,000 |
| Income tax | 34,000 | 78,000 | 115,000 | 215,000 |
| Net income | 128,000 | 271,000 | 401,000 | 561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,247,000 | 9,335,000 | 9,408,000 | 9,512,000 |
| Total capital | 10,005,000 | 10,072,000 | 10,193,000 | 10,296,000 |
| Risk-weighted assets | 60,453,000 | 58,719,000 | 62,628,000 | 62,681,000 |