Call reports 2012
CALUMET COUNTY BANK — 2012
What CALUMET COUNTY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 93,013,000 | 88,861,000 | 87,836,000 | 96,593,000 |
| Total loans | 56,991,000 | 58,236,000 | 59,420,000 | 60,330,000 |
| Allowance for loan losses | 1,050,000 | 936,000 | 937,000 | 942,000 |
| Securities available for sale | 28,876,000 | 25,171,000 | 22,514,000 | 21,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,299,000 | 79,046,000 | 77,807,000 | 86,785,000 |
| Interest-bearing deposits | 72,489,000 | 67,103,000 | 66,426,000 | 71,710,000 |
| Noninterest-bearing deposits | 10,810,000 | 11,943,000 | 11,381,000 | 15,075,000 |
| Equity capital | 9,476,000 | 9,426,000 | 9,695,000 | 9,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 959,000 | 1,877,000 | 2,845,000 | 3,743,000 |
| Interest expense | 134,000 | 246,000 | 344,000 | 438,000 |
| Net interest income | 825,000 | 1,631,000 | 2,501,000 | 3,305,000 |
| Noninterest income | 65,000 | 132,000 | 213,000 | 296,000 |
| Noninterest expense | 629,000 | 1,299,000 | 1,962,000 | 2,648,000 |
| Provision for loan losses | 0 | 169,000 | 169,000 | 169,000 |
| Pretax income | 261,000 | 438,000 | 748,000 | 949,000 |
| Income tax | 69,000 | 174,000 | 233,000 | 247,000 |
| Net income | 192,000 | 264,000 | 515,000 | 702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,888,000 | 8,848,000 | 9,099,000 | 9,175,000 |
| Total capital | 9,637,000 | 9,593,000 | 9,875,000 | 9,967,000 |
| Risk-weighted assets | 59,620,000 | 59,409,000 | 61,915,000 | 63,190,000 |