Call reports 2011
CALUMET COUNTY BANK — 2011
What CALUMET COUNTY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 87,265,000 | 85,663,000 | 92,368,000 | 95,396,000 |
| Total loans | 53,619,000 | 56,370,000 | 57,902,000 | 57,544,000 |
| Allowance for loan losses | 993,000 | 1,023,000 | 1,075,000 | 1,056,000 |
| Securities available for sale | 19,482,000 | 22,999,000 | 22,090,000 | 26,072,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,449,000 | 76,497,000 | 82,859,000 | 85,925,000 |
| Interest-bearing deposits | 67,095,000 | 65,493,000 | 70,017,000 | 73,770,000 |
| Noninterest-bearing deposits | 11,354,000 | 11,004,000 | 12,842,000 | 12,155,000 |
| Equity capital | 8,580,000 | 8,929,000 | 9,267,000 | 9,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 952,000 | 1,919,000 | 2,884,000 | 3,833,000 |
| Interest expense | 183,000 | 341,000 | 493,000 | 642,000 |
| Net interest income | 769,000 | 1,578,000 | 2,391,000 | 3,191,000 |
| Noninterest income | 78,000 | 126,000 | 214,000 | 288,000 |
| Noninterest expense | 633,000 | 1,255,000 | 1,956,000 | 2,620,000 |
| Provision for loan losses | 30,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 250,000 | 455,000 | 661,000 | 871,000 |
| Income tax | 50,000 | 98,000 | 128,000 | 184,000 |
| Net income | 200,000 | 357,000 | 533,000 | 687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,377,000 | 8,534,000 | 8,594,000 | 8,697,000 |
| Total capital | 9,091,000 | 9,258,000 | 9,383,000 | 9,456,000 |
| Risk-weighted assets | 56,807,000 | 57,588,000 | 62,838,000 | 60,385,000 |