Call reports 2010
CALUMET COUNTY BANK — 2010
What CALUMET COUNTY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 83,474,000 | 83,090,000 | 86,585,000 | 89,627,000 |
| Total loans | 56,983,000 | 55,355,000 | 54,518,000 | 53,843,000 |
| Allowance for loan losses | 999,000 | 1,022,000 | 1,057,000 | 969,000 |
| Securities available for sale | 17,868,000 | 20,990,000 | 20,774,000 | 21,525,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,963,000 | 74,467,000 | 77,415,000 | 81,197,000 |
| Interest-bearing deposits | 65,304,000 | 65,157,000 | 66,384,000 | 67,804,000 |
| Noninterest-bearing deposits | 9,659,000 | 9,310,000 | 11,031,000 | 13,393,000 |
| Equity capital | 8,071,000 | 8,192,000 | 8,575,000 | 8,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 934,000 | 1,958,000 | 2,965,000 | 3,968,000 |
| Interest expense | 255,000 | 497,000 | 724,000 | 939,000 |
| Net interest income | 679,000 | 1,461,000 | 2,241,000 | 3,029,000 |
| Noninterest income | 68,000 | 122,000 | 186,000 | 154,000 |
| Noninterest expense | 655,000 | 1,316,000 | 1,977,000 | 2,599,000 |
| Provision for loan losses | 435,000 | 455,000 | 700,000 | 830,000 |
| Pretax income | -343,000 | -134,000 | -147,000 | -143,000 |
| Income tax | -164,000 | -143,000 | -199,000 | -247,000 |
| Net income | -179,000 | 9,000 | 52,000 | 104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,895,000 | 8,083,000 | 8,126,000 | 8,178,000 |
| Total capital | 8,648,000 | 8,810,000 | 8,856,000 | 8,894,000 |
| Risk-weighted assets | 59,970,000 | 57,822,000 | 57,995,000 | 56,995,000 |