Call reports 2009
CALUMET COUNTY BANK — 2009
What CALUMET COUNTY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 82,006,000 | 79,054,000 | 83,504,000 | 83,292,000 |
| Total loans | 55,590,000 | 53,570,000 | 55,874,000 | 56,306,000 |
| Allowance for loan losses | 540,000 | 541,000 | 706,000 | 631,000 |
| Securities available for sale | 21,237,000 | 18,512,000 | 16,506,000 | 14,322,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,386,000 | 70,283,000 | 74,176,000 | 74,804,000 |
| Interest-bearing deposits | 62,117,000 | 60,727,000 | 64,634,000 | 63,679,000 |
| Noninterest-bearing deposits | 9,269,000 | 9,556,000 | 9,542,000 | 11,125,000 |
| Equity capital | 8,355,000 | 8,486,000 | 8,884,000 | 8,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,020,000 | 2,057,000 | 3,061,000 | 4,095,000 |
| Interest expense | 291,000 | 569,000 | 847,000 | 1,126,000 |
| Net interest income | 729,000 | 1,488,000 | 2,214,000 | 2,969,000 |
| Noninterest income | 98,000 | 174,000 | 253,000 | 270,000 |
| Noninterest expense | 636,000 | 1,289,000 | 1,936,000 | 2,557,000 |
| Provision for loan losses | 465,000 | 465,000 | 615,000 | 1,015,000 |
| Pretax income | -188,000 | 78,000 | 127,000 | -92,000 |
| Income tax | 1,000 | -90,000 | -159,000 | -340,000 |
| Net income | -189,000 | 168,000 | 286,000 | 248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,298,000 | 8,571,000 | 8,605,000 | 8,074,000 |
| Total capital | 8,838,000 | 9,112,000 | 9,311,000 | 8,705,000 |
| Risk-weighted assets | 57,627,000 | 56,402,000 | 58,486,000 | 59,838,000 |