Call reports 2008
CALUMET COUNTY BANK — 2008
What CALUMET COUNTY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 82,596,000 | 81,410,000 | 80,707,000 | 84,509,000 |
| Total loans | 50,657,000 | 46,929,000 | 49,879,000 | 53,729,000 |
| Allowance for loan losses | 458,000 | 484,000 | 511,000 | 190,000 |
| Securities available for sale | 22,046,000 | 23,020,000 | 22,674,000 | 22,622,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,735,000 | 72,771,000 | 71,883,000 | 75,619,000 |
| Interest-bearing deposits | 63,616,000 | 63,725,000 | 61,741,000 | 63,780,000 |
| Noninterest-bearing deposits | 10,119,000 | 9,046,000 | 10,142,000 | 11,840,000 |
| Equity capital | 8,319,000 | 8,195,000 | 8,312,000 | 8,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,215,000 | 2,340,000 | 3,431,000 | 4,495,000 |
| Interest expense | 488,000 | 907,000 | 1,294,000 | 1,635,000 |
| Net interest income | 727,000 | 1,433,000 | 2,137,000 | 2,860,000 |
| Noninterest income | 86,000 | 222,000 | 329,000 | 416,000 |
| Noninterest expense | 527,000 | 1,086,000 | 1,712,000 | 2,259,000 |
| Provision for loan losses | 22,000 | 45,000 | 68,000 | 98,000 |
| Pretax income | 294,000 | 554,000 | 716,000 | 975,000 |
| Income tax | 73,000 | 121,000 | 130,000 | 175,000 |
| Net income | 221,000 | 433,000 | 586,000 | 800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,202,000 | 8,343,000 | 8,427,000 | 8,571,000 |
| Total capital | 8,660,000 | 8,827,000 | 8,938,000 | 8,761,000 |
| Risk-weighted assets | 54,853,000 | 53,496,000 | 55,799,000 | 58,484,000 |