Call reports 2007
CALUMET COUNTY BANK — 2007
What CALUMET COUNTY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 77,935,000 | 76,309,000 | 76,579,000 | 82,453,000 |
| Total loans | 51,249,000 | 49,957,000 | 52,353,000 | 51,567,000 |
| Allowance for loan losses | 526,000 | 549,000 | 559,000 | 433,000 |
| Securities available for sale | 20,639,000 | 20,264,000 | 19,900,000 | 20,495,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,777,000 | 68,253,000 | 68,181,000 | 73,983,000 |
| Interest-bearing deposits | 60,951,000 | 59,452,000 | 58,945,000 | 63,497,000 |
| Noninterest-bearing deposits | 8,826,000 | 8,801,000 | 9,236,000 | 10,486,000 |
| Equity capital | 7,763,000 | 7,647,000 | 7,929,000 | 8,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,175,000 | 2,376,000 | 3,584,000 | 4,786,000 |
| Interest expense | 559,000 | 1,110,000 | 1,659,000 | 2,185,000 |
| Net interest income | 616,000 | 1,266,000 | 1,925,000 | 2,601,000 |
| Noninterest income | 89,000 | 134,000 | 256,000 | 346,000 |
| Noninterest expense | 545,000 | 1,081,000 | 1,649,000 | 2,134,000 |
| Provision for loan losses | 22,000 | 45,000 | 68,000 | 158,000 |
| Pretax income | 138,000 | 274,000 | 464,000 | 655,000 |
| Income tax | 27,000 | 46,000 | 85,000 | 125,000 |
| Net income | 111,000 | 228,000 | 379,000 | 530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,843,000 | 7,889,000 | 7,970,000 | 8,051,000 |
| Total capital | 8,369,000 | 8,438,000 | 8,529,000 | 8,484,000 |
| Risk-weighted assets | 56,242,000 | 53,620,000 | 55,587,000 | 54,666,000 |