Call reports 2006
CALUMET COUNTY BANK — 2006
What CALUMET COUNTY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 71,373,000 | 73,800,000 | 74,842,000 | 79,300,000 |
| Total loans | 45,674,000 | 47,781,000 | 48,784,000 | 51,646,000 |
| Allowance for loan losses | 462,000 | 476,000 | 491,000 | 501,000 |
| Securities available for sale | 20,365,000 | 18,909,000 | 21,123,000 | 21,555,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,968,000 | 66,377,000 | 66,856,000 | 71,168,000 |
| Interest-bearing deposits | 54,071,000 | 54,632,000 | 57,468,000 | 60,795,000 |
| Noninterest-bearing deposits | 9,897,000 | 11,745,000 | 9,388,000 | 10,373,000 |
| Equity capital | 7,077,000 | 7,077,000 | 7,456,000 | 7,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 934,000 | 1,938,000 | 2,998,000 | 4,144,000 |
| Interest expense | 418,000 | 861,000 | 1,354,000 | 1,871,000 |
| Net interest income | 516,000 | 1,077,000 | 1,644,000 | 2,273,000 |
| Noninterest income | 77,000 | 176,000 | 265,000 | 376,000 |
| Noninterest expense | 526,000 | 1,069,000 | 1,601,000 | 2,080,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 52,000 | 154,000 | 465,000 | 711,000 |
| Income tax | -10,000 | 1,000 | 79,000 | 146,000 |
| Net income | 62,000 | 153,000 | 386,000 | 565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,298,000 | 7,389,000 | 7,622,000 | 7,801,000 |
| Total capital | 7,760,000 | 7,865,000 | 8,113,000 | 8,302,000 |
| Risk-weighted assets | 47,519,000 | 49,370,000 | 52,123,000 | 56,384,000 |