Call reports 2002
CALUMET COUNTY BANK — 2002
What CALUMET COUNTY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 54,364,000 | 56,109,000 | 56,686,000 | 57,197,000 |
| Total loans | 36,332,000 | 36,417,000 | 38,465,000 | 40,335,000 |
| Allowance for loan losses | 485,000 | 492,000 | 503,000 | 522,000 |
| Securities available for sale | 14,393,000 | 13,582,000 | 13,079,000 | 11,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,732,000 | 49,286,000 | 49,665,000 | 50,547,000 |
| Interest-bearing deposits | 41,318,000 | 41,612,000 | 42,264,000 | 43,590,000 |
| Noninterest-bearing deposits | 6,414,000 | 7,674,000 | 7,401,000 | 6,957,000 |
| Equity capital | 6,169,000 | 6,346,000 | 6,509,000 | 6,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 879,000 | 1,727,000 | 2,565,000 | 3,364,000 |
| Interest expense | 326,000 | 648,000 | 969,000 | 1,268,000 |
| Net interest income | 553,000 | 1,079,000 | 1,596,000 | 2,096,000 |
| Noninterest income | 61,000 | 122,000 | 190,000 | 270,000 |
| Noninterest expense | 397,000 | 780,000 | 1,168,000 | 1,527,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 203,000 | 392,000 | 574,000 | 280,000 |
| Income tax | 52,000 | 98,000 | 142,000 | 33,000 |
| Net income | 151,000 | 294,000 | 432,000 | 247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,077,000 | 6,171,000 | 6,309,000 | 6,124,000 |
| Total capital | 6,559,000 | 6,652,000 | 6,812,000 | 6,634,000 |
| Risk-weighted assets | 38,550,000 | 38,431,000 | 40,652,000 | 40,813,000 |