Call reports 2001
CALUMET COUNTY BANK — 2001
What CALUMET COUNTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 55,484,000 | 54,520,000 | 53,847,000 | 54,610,000 |
| Total loans | 37,124,000 | 37,160,000 | 36,674,000 | 36,240,000 |
| Allowance for loan losses | 648,000 | 667,000 | 478,000 | 473,000 |
| Securities available for sale | 14,279,000 | 14,038,000 | 13,352,000 | 14,043,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,097,000 | 48,108,000 | 47,147,000 | 48,101,000 |
| Interest-bearing deposits | 43,206,000 | 41,364,000 | 40,439,000 | 40,732,000 |
| Noninterest-bearing deposits | 5,891,000 | 6,744,000 | 6,708,000 | 7,369,000 |
| Equity capital | 5,825,000 | 5,904,000 | 6,072,000 | 6,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,036,000 | 2,031,000 | 2,995,000 | 3,930,000 |
| Interest expense | 507,000 | 984,000 | 1,431,000 | 1,832,000 |
| Net interest income | 529,000 | 1,047,000 | 1,564,000 | 2,098,000 |
| Noninterest income | 50,000 | 93,000 | 141,000 | 204,000 |
| Noninterest expense | 378,000 | 754,000 | 1,117,000 | 1,506,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 186,000 | 355,000 | 527,000 | 720,000 |
| Income tax | 40,000 | 74,000 | 111,000 | 154,000 |
| Net income | 146,000 | 281,000 | 416,000 | 566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,669,000 | 5,905,000 | 5,896,000 | 5,998,000 |
| Total capital | 6,148,000 | 6,395,000 | 6,370,000 | 6,469,000 |
| Risk-weighted assets | 38,136,000 | 39,027,000 | 37,909,000 | 37,643,000 |