Call reports 2026
CITIZENS SAVINGS BANK — 2026
What CITIZENS SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 358,923,000 | 358,979,000 |
| Total loans | 291,636,000 | 299,238,000 |
| Allowance for loan losses | 1,010,000 | 1,016,000 |
| Securities available for sale | 38,081,000 | 37,670,000 |
| Securities held to maturity | 118,000 | 108,000 |
| Trading assets | 0 | 0 |
| Total deposits | 304,198,000 | 304,014,000 |
| Interest-bearing deposits | 275,999,000 | 275,447,000 |
| Noninterest-bearing deposits | 28,199,000 | 28,567,000 |
| Equity capital | 53,469,000 | 53,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,412,000 | 6,867,000 |
| Interest expense | 1,237,000 | 2,494,000 |
| Net interest income | 2,175,000 | 4,373,000 |
| Noninterest income | 237,000 | 575,000 |
| Noninterest expense | 2,199,000 | 4,376,000 |
| Provision for loan losses | 17,000 | 23,000 |
| Pretax income | 189,000 | 549,000 |
| Income tax | 43,000 | 112,000 |
| Net income | 146,000 | 437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 54,050,000 | 54,342,000 |
| Total capital | 55,111,000 | 55,402,000 |
| Risk-weighted assets | 179,518,000 | 183,374,000 |