Call report 2023Q4
CITIZENS SAVINGS BANK — 2023Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 373,490,000 | USD | evidence → |
| Total loans | 295,301,000 | USD | evidence → |
| Allowance for loan losses | 1,085,000 | USD | evidence → |
| Securities available for sale | 58,055,000 | USD | evidence → |
| Securities held to maturity | 227,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 298,510,000 | USD | evidence → |
| Interest-bearing deposits | 271,863,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,647,000 | USD | evidence → |
| Equity capital | 51,059,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,091,000 | USD | evidence → |
| Interest expense | 4,049,000 | USD | evidence → |
| Net interest income | 8,042,000 | USD | evidence → |
| Noninterest income | 967,000 | USD | evidence → |
| Noninterest expense | 8,404,000 | USD | evidence → |
| Provision for loan losses | -95,000 | USD | evidence → |
| Pretax income | -502,000 | USD | evidence → |
| Income tax | 35,000 | USD | evidence → |
| Net income | -537,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 55,237,000 | USD | evidence → |
| Total capital | 56,371,000 | USD | evidence → |
| Risk-weighted assets | 184,065,000 | USD | evidence → |