Call report 2022Q3
CITIZENS SAVINGS BANK — 2022Q3
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2022Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 385,221,000 | USD | evidence → |
| Total loans | 285,874,000 | USD | evidence → |
| Allowance for loan losses | 1,200,000 | USD | evidence → |
| Securities available for sale | 76,774,000 | USD | evidence → |
| Securities held to maturity | 309,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 335,501,000 | USD | evidence → |
| Interest-bearing deposits | 306,823,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,678,000 | USD | evidence → |
| Equity capital | 48,174,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,266,000 | USD | evidence → |
| Interest expense | 598,000 | USD | evidence → |
| Net interest income | 7,668,000 | USD | evidence → |
| Noninterest income | 974,000 | USD | evidence → |
| Noninterest expense | 6,518,000 | USD | evidence → |
| Provision for loan losses | 92,000 | USD | evidence → |
| Pretax income | 2,032,000 | USD | evidence → |
| Income tax | 390,000 | USD | evidence → |
| Net income | 1,642,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 55,599,000 | USD | evidence → |
| Total capital | 56,799,000 | USD | evidence → |
| Risk-weighted assets | 184,102,000 | USD | evidence → |