Call report 2021Q4
CITIZENS SAVINGS BANK — 2021Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 395,514,000 | USD | evidence → |
| Total loans | 273,606,000 | USD | evidence → |
| Allowance for loan losses | 1,108,000 | USD | evidence → |
| Securities available for sale | 83,832,000 | USD | evidence → |
| Securities held to maturity | 395,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 340,287,000 | USD | evidence → |
| Interest-bearing deposits | 312,107,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,180,000 | USD | evidence → |
| Equity capital | 53,213,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,720,000 | USD | evidence → |
| Interest expense | 984,000 | USD | evidence → |
| Net interest income | 9,736,000 | USD | evidence → |
| Noninterest income | 1,146,000 | USD | evidence → |
| Noninterest expense | 8,490,000 | USD | evidence → |
| Provision for loan losses | 22,000 | USD | evidence → |
| Pretax income | 2,370,000 | USD | evidence → |
| Income tax | 459,000 | USD | evidence → |
| Net income | 1,911,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 53,957,000 | USD | evidence → |
| Total capital | 55,065,000 | USD | evidence → |
| Risk-weighted assets | 179,792,000 | USD | evidence → |