Call report 2020Q4
CITIZENS SAVINGS BANK — 2020Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 364,936,000 | USD | evidence → |
| Total loans | 276,372,000 | USD | evidence → |
| Allowance for loan losses | 1,121,000 | USD | evidence → |
| Securities available for sale | 44,485,000 | USD | evidence → |
| Securities held to maturity | 546,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 310,110,000 | USD | evidence → |
| Interest-bearing deposits | 286,639,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,471,000 | USD | evidence → |
| Equity capital | 52,420,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,243,000 | USD | evidence → |
| Interest expense | 1,585,000 | USD | evidence → |
| Net interest income | 9,658,000 | USD | evidence → |
| Noninterest income | 1,075,000 | USD | evidence → |
| Noninterest expense | 8,403,000 | USD | evidence → |
| Provision for loan losses | 374,000 | USD | evidence → |
| Pretax income | 1,956,000 | USD | evidence → |
| Income tax | 355,000 | USD | evidence → |
| Net income | 1,601,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 52,045,000 | USD | evidence → |
| Total capital | 53,166,000 | USD | evidence → |
| Risk-weighted assets | 176,591,000 | USD | evidence → |