Call report 2019Q4
CITIZENS SAVINGS BANK — 2019Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 318,303,000 | USD | evidence → |
| Total loans | 253,251,000 | USD | evidence → |
| Allowance for loan losses | 725,000 | USD | evidence → |
| Securities available for sale | 29,303,000 | USD | evidence → |
| Securities held to maturity | 732,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 265,237,000 | USD | evidence → |
| Interest-bearing deposits | 247,659,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,578,000 | USD | evidence → |
| Equity capital | 50,779,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,622,000 | USD | evidence → |
| Interest expense | 2,266,000 | USD | evidence → |
| Net interest income | 9,356,000 | USD | evidence → |
| Noninterest income | 1,026,000 | USD | evidence → |
| Noninterest expense | 8,674,000 | USD | evidence → |
| Provision for loan losses | 67,000 | USD | evidence → |
| Pretax income | 1,641,000 | USD | evidence → |
| Income tax | 317,000 | USD | evidence → |
| Net income | 1,324,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,445,000 | USD | evidence → |
| Total capital | 51,170,000 | USD | evidence → |
| Risk-weighted assets | 159,239,000 | USD | evidence → |