Call report 2015Q4
CITIZENS SAVINGS BANK — 2015Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 332,433,000 | USD | evidence → |
| Total loans | 264,740,000 | USD | evidence → |
| Allowance for loan losses | 827,000 | USD | evidence → |
| Securities available for sale | 32,200,000 | USD | evidence → |
| Securities held to maturity | 1,585,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 285,484,000 | USD | evidence → |
| Interest-bearing deposits | 267,265,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,219,000 | USD | evidence → |
| Equity capital | 44,584,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,860,000 | USD | evidence → |
| Interest expense | 1,593,000 | USD | evidence → |
| Net interest income | 10,267,000 | USD | evidence → |
| Noninterest income | 734,000 | USD | evidence → |
| Noninterest expense | 8,137,000 | USD | evidence → |
| Provision for loan losses | 217,000 | USD | evidence → |
| Pretax income | 2,647,000 | USD | evidence → |
| Income tax | 844,000 | USD | evidence → |
| Net income | 1,803,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,158,000 | USD | evidence → |
| Total capital | 44,985,000 | USD | evidence → |
| Risk-weighted assets | 166,645,000 | USD | evidence → |