Call report 2012Q4
CITIZENS SAVINGS BANK — 2012Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 331,703,000 | USD | evidence → |
| Total loans | 233,935,000 | USD | evidence → |
| Allowance for loan losses | 795,000 | USD | evidence → |
| Securities available for sale | 50,880,000 | USD | evidence → |
| Securities held to maturity | 2,532,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 278,869,000 | USD | evidence → |
| Interest-bearing deposits | 265,523,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,346,000 | USD | evidence → |
| Equity capital | 39,765,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,772,000 | USD | evidence → |
| Interest expense | 2,421,000 | USD | evidence → |
| Net interest income | 10,351,000 | USD | evidence → |
| Noninterest income | 867,000 | USD | evidence → |
| Noninterest expense | 8,060,000 | USD | evidence → |
| Provision for loan losses | 176,000 | USD | evidence → |
| Pretax income | 2,982,000 | USD | evidence → |
| Income tax | 951,000 | USD | evidence → |
| Net income | 2,031,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,848,000 | USD | evidence → |
| Total capital | 39,643,000 | USD | evidence → |
| Risk-weighted assets | 161,691,000 | USD | evidence → |