Call reports 2001
NCW COMMUNITY BANK — 2001
What NCW COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 28,490,000 | 25,613,000 | 26,678,000 | 33,211,000 |
| Total loans | 10,777,000 | 14,535,000 | 16,409,000 | 19,827,000 |
| Allowance for loan losses | 112,000 | 145,000 | 172,000 | 210,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,500,000 | 1,794,000 | 1,895,000 | 2,748,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,386,000 | 21,550,000 | 22,631,000 | 29,212,000 |
| Interest-bearing deposits | 23,174,000 | 20,676,000 | 20,777,000 | 26,325,000 |
| Noninterest-bearing deposits | 1,212,000 | 874,000 | 1,854,000 | 2,887,000 |
| Equity capital | 4,008,000 | 3,957,000 | 3,895,000 | 3,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 406,000 | 840,000 | 1,296,000 | 1,736,000 |
| Interest expense | 195,000 | 419,000 | 640,000 | 822,000 |
| Net interest income | 211,000 | 421,000 | 656,000 | 914,000 |
| Noninterest income | 21,000 | 50,000 | 67,000 | 109,000 |
| Noninterest expense | 266,000 | 552,000 | 840,000 | 1,140,000 |
| Provision for loan losses | 22,000 | 55,000 | 82,000 | 120,000 |
| Pretax income | -56,000 | -115,000 | -177,000 | -213,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -56,000 | -115,000 | -177,000 | -213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,008,000 | 3,957,000 | 3,895,000 | 3,859,000 |
| Total capital | 4,120,000 | 4,102,000 | 4,067,000 | 4,069,000 |
| Risk-weighted assets | 14,670,000 | 17,106,000 | 19,054,000 | 22,443,000 |