Call reports 2001
STERLING BANK — 2001
What STERLING BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 2,010,381,000 | 2,366,529,000 | 2,365,582,000 | 2,478,923,000 |
| Total loans | 1,469,225,000 | 1,635,246,000 | 1,615,208,000 | 1,725,328,000 |
| Allowance for loan losses | 16,676,000 | 19,005,000 | 19,835,000 | 20,338,000 |
| Securities available for sale | 176,911,000 | 257,758,000 | 245,328,000 | 226,366,000 |
| Securities held to maturity | 85,805,000 | 84,809,000 | 80,503,000 | 78,407,000 |
| Trading assets | 0 | 62,971,000 | 61,547,000 | 118,511,000 |
| Total deposits | 1,658,785,000 | 1,962,788,000 | 2,001,120,000 | 2,003,111,000 |
| Interest-bearing deposits | 1,067,672,000 | 1,254,618,000 | 1,277,366,000 | 1,275,221,000 |
| Noninterest-bearing deposits | 591,113,000 | 708,170,000 | 723,754,000 | 727,890,000 |
| Equity capital | 177,327,000 | 226,525,000 | 232,113,000 | 238,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 37,455,000 | 80,199,000 | 121,824,000 | 160,508,000 |
| Interest expense | 12,225,000 | 25,215,000 | 36,394,000 | 44,522,000 |
| Net interest income | 25,230,000 | 54,984,000 | 85,430,000 | 115,986,000 |
| Noninterest income | 12,599,000 | 31,856,000 | 46,052,000 | 64,078,000 |
| Noninterest expense | 24,396,000 | 57,690,000 | 84,561,000 | 114,738,000 |
| Provision for loan losses | 2,300,000 | 5,075,000 | 7,884,000 | 10,832,000 |
| Pretax income | 11,133,000 | 24,187,000 | 39,157,000 | 54,617,000 |
| Income tax | 3,513,000 | 8,186,000 | 13,506,000 | 19,099,000 |
| Net income | 7,620,000 | 16,001,000 | 25,651,000 | 35,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 171,543,000 | 200,043,000 | 203,932,000 | 211,259,000 |
| Total capital | 188,219,000 | 219,048,000 | 223,767,000 | 231,597,000 |
| Risk-weighted assets | 1,792,236,000 | 1,999,301,000 | 2,018,456,000 | 2,036,935,000 |