Call reports 2021
ILLINOIS BANK & TRUST — 2021
What ILLINOIS BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,584,561,000 | 1,671,579,000 | 1,680,558,000 | 1,686,959,000 |
| Total loans | 892,402,000 | 849,173,000 | 829,218,000 | 838,665,000 |
| Allowance for loan losses | 10,504,000 | 9,141,000 | 7,945,000 | 7,828,000 |
| Securities available for sale | 572,300,000 | 632,273,000 | 753,149,000 | 751,988,000 |
| Securities held to maturity | 18,561,000 | 18,654,000 | 18,623,000 | 18,718,000 |
| Trading assets | 2,172,000 | 2,245,000 | 2,046,000 | 1,687,000 |
| Total deposits | 1,426,426,000 | 1,512,106,000 | 1,509,847,000 | 1,496,262,000 |
| Interest-bearing deposits | 801,897,000 | 864,916,000 | 876,159,000 | 904,802,000 |
| Noninterest-bearing deposits | 624,529,000 | 647,190,000 | 633,688,000 | 591,460,000 |
| Equity capital | 149,413,000 | 150,854,000 | 150,647,000 | 145,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 12,128,000 | 25,027,000 | 37,335,000 | 49,295,000 |
| Interest expense | 277,000 | 498,000 | 753,000 | 1,000,000 |
| Net interest income | 11,851,000 | 24,529,000 | 36,582,000 | 48,295,000 |
| Noninterest income | 2,492,000 | 5,131,000 | 7,595,000 | 10,050,000 |
| Noninterest expense | 7,711,000 | 15,912,000 | 24,191,000 | 34,165,000 |
| Provision for loan losses | -443,000 | -1,794,000 | -3,097,000 | -3,184,000 |
| Pretax income | 7,113,000 | 16,079,000 | 23,712,000 | 27,829,000 |
| Income tax | 1,530,000 | 3,515,000 | 5,183,000 | 6,011,000 |
| Net income | 5,583,000 | 12,564,000 | 18,529,000 | 21,818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 127,152,000 | 125,499,000 | 128,523,000 | 126,869,000 |
| Total capital | 138,705,000 | 135,636,000 | 137,558,000 | 135,986,000 |
| Risk-weighted assets | 977,442,000 | 1,018,785,000 | 1,041,416,000 | 1,055,828,000 |