Call reports 2019
ILLINOIS BANK & TRUST — 2019
What ILLINOIS BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 810,357,000 | 852,830,000 | 871,478,000 | 1,301,172,000 |
| Total loans | 487,545,000 | 504,264,000 | 526,451,000 | 878,746,000 |
| Allowance for loan losses | 4,083,000 | 4,410,000 | 4,767,000 | 4,658,000 |
| Securities available for sale | 229,591,000 | 208,343,000 | 231,691,000 | 292,526,000 |
| Securities held to maturity | 18,099,000 | 18,183,000 | 18,148,000 | 21,312,000 |
| Trading assets | 174,000 | 493,000 | 708,000 | 1,562,000 |
| Total deposits | 735,101,000 | 769,576,000 | 768,267,000 | 1,167,905,000 |
| Interest-bearing deposits | 476,828,000 | 501,143,000 | 490,930,000 | 832,248,000 |
| Noninterest-bearing deposits | 258,273,000 | 268,433,000 | 277,337,000 | 335,657,000 |
| Equity capital | 70,942,000 | 73,406,000 | 76,997,000 | 124,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,573,000 | 15,240,000 | 23,050,000 | 32,303,000 |
| Interest expense | 757,000 | 1,743,000 | 2,875,000 | 4,358,000 |
| Net interest income | 6,816,000 | 13,497,000 | 20,175,000 | 27,945,000 |
| Noninterest income | 1,911,000 | 3,948,000 | 5,887,000 | 8,009,000 |
| Noninterest expense | 5,735,000 | 11,849,000 | 17,538,000 | 25,256,000 |
| Provision for loan losses | 36,000 | 421,000 | 594,000 | 664,000 |
| Pretax income | 3,298,000 | 5,434,000 | 8,234,000 | 10,342,000 |
| Income tax | 666,000 | 1,051,000 | 1,628,000 | 1,995,000 |
| Net income | 2,632,000 | 4,383,000 | 6,606,000 | 8,347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,536,000 | 73,470,000 | 75,692,000 | 103,011,000 |
| Total capital | 76,623,000 | 77,885,000 | 80,465,000 | 107,678,000 |
| Risk-weighted assets | 577,500,000 | 596,536,000 | 632,043,000 | 1,021,641,000 |