Call reports 2016
ILLINOIS BANK & TRUST — 2016
What ILLINOIS BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 718,630,000 | 742,696,000 | 748,801,000 | 742,173,000 |
| Total loans | 465,560,000 | 466,893,000 | 468,632,000 | 472,403,000 |
| Allowance for loan losses | 5,555,000 | 5,148,000 | 5,026,000 | 4,696,000 |
| Securities available for sale | 170,581,000 | 191,442,000 | 193,722,000 | 184,532,000 |
| Securities held to maturity | 43,840,000 | 43,841,000 | 43,240,000 | 43,264,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 629,235,000 | 653,582,000 | 671,104,000 | 636,419,000 |
| Interest-bearing deposits | 414,502,000 | 432,704,000 | 433,108,000 | 407,611,000 |
| Noninterest-bearing deposits | 214,733,000 | 220,878,000 | 237,996,000 | 228,808,000 |
| Equity capital | 62,792,000 | 65,228,000 | 66,299,000 | 62,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,218,000 | 12,439,000 | 18,864,000 | 25,360,000 |
| Interest expense | 399,000 | 760,000 | 1,096,000 | 1,389,000 |
| Net interest income | 5,819,000 | 11,679,000 | 17,768,000 | 23,971,000 |
| Noninterest income | 1,469,000 | 3,326,000 | 5,165,000 | 6,752,000 |
| Noninterest expense | 5,182,000 | 10,363,000 | 15,637,000 | 21,249,000 |
| Provision for loan losses | -172,000 | -882,000 | -1,041,000 | -1,248,000 |
| Pretax income | 2,827,000 | 6,191,000 | 9,065,000 | 11,622,000 |
| Income tax | 800,000 | 1,768,000 | 2,462,000 | 3,102,000 |
| Net income | 2,027,000 | 4,423,000 | 6,603,000 | 8,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,234,000 | 65,812,000 | 67,088,000 | 66,101,000 |
| Total capital | 68,817,000 | 70,993,000 | 72,150,000 | 70,808,000 |
| Risk-weighted assets | 624,293,000 | 642,883,000 | 588,628,000 | 598,556,000 |