Call reports 2015
ILLINOIS BANK & TRUST — 2015
What ILLINOIS BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 750,799,000 | 784,162,000 | 769,170,000 | 759,333,000 |
| Total loans | 440,063,000 | 455,698,000 | 474,522,000 | 465,819,000 |
| Allowance for loan losses | 5,056,000 | 5,304,000 | 5,641,000 | 5,705,000 |
| Securities available for sale | 219,407,000 | 225,153,000 | 204,438,000 | 205,793,000 |
| Securities held to maturity | 47,437,000 | 47,388,000 | 47,189,000 | 46,113,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 625,885,000 | 645,354,000 | 641,024,000 | 631,010,000 |
| Interest-bearing deposits | 411,726,000 | 437,877,000 | 413,858,000 | 413,407,000 |
| Noninterest-bearing deposits | 214,159,000 | 207,477,000 | 227,166,000 | 217,603,000 |
| Equity capital | 69,413,000 | 66,211,000 | 68,122,000 | 60,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,555,000 | 13,262,000 | 19,846,000 | 25,953,000 |
| Interest expense | 556,000 | 1,028,000 | 1,426,000 | 1,787,000 |
| Net interest income | 5,999,000 | 12,234,000 | 18,420,000 | 24,166,000 |
| Noninterest income | 1,717,000 | 3,119,000 | 4,758,000 | 5,487,000 |
| Noninterest expense | 5,430,000 | 11,002,000 | 16,348,000 | 21,693,000 |
| Provision for loan losses | 309,000 | 622,000 | 1,008,000 | 1,073,000 |
| Pretax income | 3,596,000 | 5,325,000 | 7,787,000 | 8,288,000 |
| Income tax | 1,114,000 | 1,534,000 | 2,119,000 | 2,046,000 |
| Net income | 2,482,000 | 3,791,000 | 5,668,000 | 6,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,356,000 | 66,634,000 | 68,528,000 | 62,436,000 |
| Total capital | 73,424,000 | 71,949,000 | 74,187,000 | 68,155,000 |
| Risk-weighted assets | 564,001,000 | 586,227,000 | 603,833,000 | 582,241,000 |