Call reports 2014
ILLINOIS BANK & TRUST — 2014
What ILLINOIS BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 490,147,000 | 506,150,000 | 505,492,000 | 486,919,000 |
| Total loans | 227,458,000 | 233,624,000 | 239,734,000 | 246,495,000 |
| Allowance for loan losses | 2,835,000 | 3,335,000 | 3,842,000 | 3,203,000 |
| Securities available for sale | 185,900,000 | 207,053,000 | 196,258,000 | 179,278,000 |
| Securities held to maturity | 29,195,000 | 29,065,000 | 28,775,000 | 30,862,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 403,643,000 | 392,053,000 | 401,888,000 | 366,752,000 |
| Interest-bearing deposits | 235,013,000 | 229,360,000 | 220,785,000 | 222,049,000 |
| Noninterest-bearing deposits | 168,630,000 | 162,693,000 | 181,103,000 | 144,703,000 |
| Equity capital | 37,858,000 | 39,251,000 | 39,523,000 | 40,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,472,000 | 7,751,000 | 12,065,000 | 16,163,000 |
| Interest expense | 312,000 | 642,000 | 969,000 | 1,259,000 |
| Net interest income | 3,160,000 | 7,109,000 | 11,096,000 | 14,904,000 |
| Noninterest income | 659,000 | 1,305,000 | 2,239,000 | 3,149,000 |
| Noninterest expense | 3,063,000 | 6,699,000 | 10,210,000 | 14,068,000 |
| Provision for loan losses | 338,000 | 970,000 | 1,622,000 | 1,972,000 |
| Pretax income | 530,000 | 857,000 | 1,828,000 | 2,654,000 |
| Income tax | 3,000 | -63,000 | 95,000 | 220,000 |
| Net income | 527,000 | 920,000 | 1,733,000 | 2,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,057,000 | 38,370,000 | 39,103,000 | 39,721,000 |
| Total capital | 40,918,000 | 41,716,000 | 42,870,000 | 42,937,000 |
| Risk-weighted assets | 280,181,000 | 291,592,000 | 301,304,000 | 311,132,000 |