Call reports 2013
ILLINOIS BANK & TRUST — 2013
What ILLINOIS BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 422,352,000 | 450,915,000 | 460,334,000 | 443,114,000 |
| Total loans | 168,380,000 | 174,701,000 | 180,660,000 | 186,880,000 |
| Allowance for loan losses | 3,174,000 | 2,924,000 | 3,012,000 | 3,121,000 |
| Securities available for sale | 214,708,000 | 230,513,000 | 214,225,000 | 205,682,000 |
| Securities held to maturity | 5,000,000 | 5,000,000 | 5,000,000 | 24,086,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 352,189,000 | 334,248,000 | 371,779,000 | 353,046,000 |
| Interest-bearing deposits | 220,998,000 | 210,317,000 | 223,325,000 | 214,984,000 |
| Noninterest-bearing deposits | 131,191,000 | 123,931,000 | 148,454,000 | 138,062,000 |
| Equity capital | 29,409,000 | 30,313,000 | 30,449,000 | 30,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,877,000 | 5,847,000 | 8,930,000 | 12,262,000 |
| Interest expense | 416,000 | 770,000 | 1,128,000 | 1,461,000 |
| Net interest income | 2,461,000 | 5,077,000 | 7,802,000 | 10,801,000 |
| Noninterest income | 716,000 | 1,031,000 | 2,042,000 | 2,876,000 |
| Noninterest expense | 2,572,000 | 5,366,000 | 8,280,000 | 11,528,000 |
| Provision for loan losses | -54,000 | 152,000 | 458,000 | 646,000 |
| Pretax income | 1,024,000 | 1,097,000 | 1,660,000 | 2,039,000 |
| Income tax | 197,000 | 31,000 | 47,000 | -7,000 |
| Net income | 827,000 | 1,066,000 | 1,613,000 | 2,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,033,000 | 32,272,000 | 32,819,000 | 33,252,000 |
| Total capital | 30,907,000 | 35,223,000 | 35,843,000 | 36,324,000 |
| Risk-weighted assets | 229,601,000 | 239,672,000 | 248,165,000 | 245,678,000 |