Call reports 2012
ILLINOIS BANK & TRUST — 2012
What ILLINOIS BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 343,232,000 | 360,654,000 | 424,044,000 | 450,863,000 |
| Total loans | 154,035,000 | 158,060,000 | 156,120,000 | 168,716,000 |
| Allowance for loan losses | 3,206,000 | 3,114,000 | 3,121,000 | 3,240,000 |
| Securities available for sale | 142,445,000 | 166,351,000 | 198,024,000 | 245,576,000 |
| Securities held to maturity | 5,000,000 | 5,000,000 | 5,000,000 | 5,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,529,000 | 305,120,000 | 335,899,000 | 344,005,000 |
| Interest-bearing deposits | 217,813,000 | 220,542,000 | 209,013,000 | 242,841,000 |
| Noninterest-bearing deposits | 68,716,000 | 84,578,000 | 126,886,000 | 101,164,000 |
| Equity capital | 27,171,000 | 27,563,000 | 28,970,000 | 28,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,062,000 | 6,045,000 | 9,093,000 | 12,159,000 |
| Interest expense | 510,000 | 1,007,000 | 1,522,000 | 1,957,000 |
| Net interest income | 2,552,000 | 5,038,000 | 7,571,000 | 10,202,000 |
| Noninterest income | 458,000 | 1,125,000 | 1,565,000 | 2,775,000 |
| Noninterest expense | 2,201,000 | 4,658,000 | 7,225,000 | 10,135,000 |
| Provision for loan losses | 464,000 | 764,000 | 1,439,000 | 1,836,000 |
| Pretax income | 408,000 | 1,627,000 | 2,320,000 | 2,789,000 |
| Income tax | 39,000 | 344,000 | 430,000 | 417,000 |
| Net income | 369,000 | 1,283,000 | 1,890,000 | 2,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,403,000 | 26,217,000 | 26,724,000 | 27,206,000 |
| Total capital | 27,870,000 | 28,834,000 | 29,494,000 | 30,097,000 |
| Risk-weighted assets | 196,599,000 | 208,830,000 | 221,214,000 | 230,948,000 |