Call reports 2011
ILLINOIS BANK & TRUST — 2011
What ILLINOIS BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 302,057,000 | 322,601,000 | 316,945,000 | 325,343,000 |
| Total loans | 161,163,000 | 158,082,000 | 156,861,000 | 156,959,000 |
| Allowance for loan losses | 3,693,000 | 2,702,000 | 4,770,000 | 2,836,000 |
| Securities available for sale | 114,604,000 | 119,483,000 | 127,769,000 | 133,632,000 |
| Securities held to maturity | 5,000,000 | 5,000,000 | 5,000,000 | 5,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,639,000 | 271,553,000 | 268,431,000 | 264,700,000 |
| Interest-bearing deposits | 196,466,000 | 214,486,000 | 212,701,000 | 208,498,000 |
| Noninterest-bearing deposits | 49,173,000 | 57,067,000 | 55,730,000 | 56,202,000 |
| Equity capital | 23,966,000 | 25,577,000 | 26,235,000 | 26,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,337,000 | 6,611,000 | 9,736,000 | 12,867,000 |
| Interest expense | 711,000 | 1,368,000 | 1,993,000 | 2,563,000 |
| Net interest income | 2,626,000 | 5,243,000 | 7,743,000 | 10,304,000 |
| Noninterest income | 313,000 | 351,000 | 975,000 | 1,427,000 |
| Noninterest expense | 2,202,000 | 3,501,000 | 5,144,000 | 6,822,000 |
| Provision for loan losses | 1,544,000 | 2,213,000 | 4,683,000 | 5,215,000 |
| Pretax income | -476,000 | 894,000 | 191,000 | 1,291,000 |
| Income tax | -264,000 | 153,000 | -212,000 | 89,000 |
| Net income | -212,000 | 741,000 | 403,000 | 1,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,719,000 | 24,673,000 | 24,335,000 | 25,134,000 |
| Total capital | 26,182,000 | 27,153,000 | 26,802,000 | 27,638,000 |
| Risk-weighted assets | 195,759,000 | 198,133,000 | 195,026,000 | 199,978,000 |