Call reports 2010
ILLINOIS BANK & TRUST — 2010
What ILLINOIS BANK & TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 283,195,000 | 295,671,000 | 297,272,000 | 290,018,000 |
| Total loans | 158,006,000 | 159,880,000 | 168,159,000 | 163,127,000 |
| Allowance for loan losses | 2,424,000 | 2,751,000 | 3,109,000 | 3,524,000 |
| Securities available for sale | 93,601,000 | 102,725,000 | 102,044,000 | 102,590,000 |
| Securities held to maturity | 2,500,000 | 2,500,000 | 5,000,000 | 5,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,439,000 | 242,965,000 | 242,717,000 | 241,185,000 |
| Interest-bearing deposits | 201,636,000 | 196,677,000 | 192,045,000 | 194,912,000 |
| Noninterest-bearing deposits | 31,803,000 | 46,288,000 | 50,672,000 | 46,273,000 |
| Equity capital | 24,024,000 | 25,591,000 | 25,805,000 | 24,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,463,000 | 6,859,000 | 10,482,000 | 14,079,000 |
| Interest expense | 1,043,000 | 1,979,000 | 2,755,000 | 3,435,000 |
| Net interest income | 2,420,000 | 4,880,000 | 7,727,000 | 10,644,000 |
| Noninterest income | 560,000 | 892,000 | 829,000 | 1,554,000 |
| Noninterest expense | 2,068,000 | 4,110,000 | 6,282,000 | 8,372,000 |
| Provision for loan losses | 15,000 | 555,000 | 1,552,000 | 2,929,000 |
| Pretax income | 923,000 | 1,288,000 | 904,000 | 1,079,000 |
| Income tax | 283,000 | 358,000 | 113,000 | 98,000 |
| Net income | 640,000 | 930,000 | 791,000 | 981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,841,000 | 24,131,000 | 23,992,000 | 24,182,000 |
| Total capital | 26,138,000 | 26,515,000 | 26,483,000 | 26,616,000 |
| Risk-weighted assets | 182,522,000 | 190,300,000 | 198,647,000 | 193,629,000 |