Call reports 2009
ILLINOIS BANK & TRUST — 2009
What ILLINOIS BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 254,917,000 | 270,354,000 | 277,637,000 | 283,258,000 |
| Total loans | 161,839,000 | 161,230,000 | 161,771,000 | 161,452,000 |
| Allowance for loan losses | 2,215,000 | 2,270,000 | 2,475,000 | 2,395,000 |
| Securities available for sale | 68,806,000 | 76,378,000 | 93,988,000 | 97,077,000 |
| Securities held to maturity | 0 | 0 | 0 | 2,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,176,000 | 220,097,000 | 226,791,000 | 232,459,000 |
| Interest-bearing deposits | 184,892,000 | 182,176,000 | 185,864,000 | 199,494,000 |
| Noninterest-bearing deposits | 24,284,000 | 37,921,000 | 40,927,000 | 32,965,000 |
| Equity capital | 17,881,000 | 22,950,000 | 23,991,000 | 23,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,149,000 | 6,474,000 | 10,066,000 | 13,792,000 |
| Interest expense | 1,533,000 | 2,905,000 | 4,117,000 | 5,241,000 |
| Net interest income | 1,616,000 | 3,569,000 | 5,949,000 | 8,551,000 |
| Noninterest income | 752,000 | 1,470,000 | 2,054,000 | 2,703,000 |
| Noninterest expense | 1,934,000 | 3,925,000 | 5,820,000 | 7,593,000 |
| Provision for loan losses | 196,000 | 1,927,000 | 2,654,000 | 4,329,000 |
| Pretax income | 747,000 | 141,000 | 494,000 | 297,000 |
| Income tax | 246,000 | -35,000 | 36,000 | -107,000 |
| Net income | 501,000 | 176,000 | 458,000 | 404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,798,000 | 22,973,000 | 23,255,000 | 23,202,000 |
| Total capital | 20,041,000 | 25,273,000 | 25,602,000 | 25,531,000 |
| Risk-weighted assets | 182,051,000 | 194,040,000 | 186,853,000 | 184,993,000 |