Call reports 2008
ILLINOIS BANK & TRUST — 2008
What ILLINOIS BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 235,170,000 | 246,414,000 | 244,501,000 | 244,614,000 |
| Total loans | 153,096,000 | 158,263,000 | 162,946,000 | 166,865,000 |
| Allowance for loan losses | 2,026,000 | 2,088,000 | 2,153,000 | 2,292,000 |
| Securities available for sale | 61,494,000 | 69,696,000 | 64,077,000 | 61,047,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,131,000 | 181,517,000 | 188,280,000 | 197,785,000 |
| Interest-bearing deposits | 165,439,000 | 154,571,000 | 163,521,000 | 174,068,000 |
| Noninterest-bearing deposits | 25,692,000 | 26,946,000 | 24,759,000 | 23,717,000 |
| Equity capital | 16,207,000 | 15,797,000 | 17,107,000 | 16,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,400,000 | 6,831,000 | 10,281,000 | 13,606,000 |
| Interest expense | 1,811,000 | 3,486,000 | 5,141,000 | 6,779,000 |
| Net interest income | 1,589,000 | 3,345,000 | 5,140,000 | 6,827,000 |
| Noninterest income | 512,000 | 1,118,000 | 2,075,000 | 2,416,000 |
| Noninterest expense | 1,707,000 | 3,379,000 | 5,056,000 | 6,575,000 |
| Provision for loan losses | 167,000 | 219,000 | 423,000 | 1,243,000 |
| Pretax income | 215,000 | 873,000 | 1,738,000 | 1,427,000 |
| Income tax | 22,000 | 215,000 | 517,000 | 410,000 |
| Net income | 193,000 | 658,000 | 1,221,000 | 1,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,473,000 | 15,938,000 | 17,501,000 | 17,297,000 |
| Total capital | 17,526,000 | 18,054,000 | 19,682,000 | 19,535,000 |
| Risk-weighted assets | 165,760,000 | 174,288,000 | 175,381,000 | 178,879,000 |