Call reports 2007
ILLINOIS BANK & TRUST — 2007
What ILLINOIS BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 199,584,000 | 212,449,000 | 217,232,000 | 225,015,000 |
| Total loans | 139,891,000 | 142,556,000 | 143,131,000 | 148,148,000 |
| Allowance for loan losses | 1,854,000 | 1,770,000 | 1,815,000 | 1,884,000 |
| Securities available for sale | 41,322,000 | 40,505,000 | 56,713,000 | 59,984,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,137,000 | 171,209,000 | 180,561,000 | 187,052,000 |
| Interest-bearing deposits | 24,435,000 | 25,785,000 | 156,579,000 | 163,992,000 |
| Noninterest-bearing deposits | 139,702,000 | 145,424,000 | 23,982,000 | 23,060,000 |
| Equity capital | 15,817,000 | 14,499,000 | 15,199,000 | 15,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,170,000 | 6,375,000 | 9,770,000 | 13,217,000 |
| Interest expense | 1,588,000 | 3,246,000 | 5,128,000 | 7,039,000 |
| Net interest income | 1,582,000 | 3,129,000 | 4,642,000 | 6,178,000 |
| Noninterest income | 541,000 | 1,117,000 | 1,733,000 | 2,414,000 |
| Noninterest expense | 1,683,000 | 3,418,000 | 5,036,000 | 6,550,000 |
| Provision for loan losses | 137,000 | 449,000 | 506,000 | 750,000 |
| Pretax income | 303,000 | 392,000 | 850,000 | 1,309,000 |
| Income tax | 56,000 | 31,000 | 144,000 | 254,000 |
| Net income | 247,000 | 361,000 | 706,000 | 1,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,616,000 | 14,623,000 | 14,966,000 | 15,323,000 |
| Total capital | 17,495,000 | 16,421,000 | 16,809,000 | 17,234,000 |
| Risk-weighted assets | 152,047,000 | 157,922,000 | 161,975,000 | 162,740,000 |