Call reports 2006
ILLINOIS BANK & TRUST — 2006
What ILLINOIS BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 193,453,000 | 209,760,000 | 198,058,000 | 199,483,000 |
| Total loans | 132,342,000 | 138,746,000 | 135,862,000 | 138,807,000 |
| Allowance for loan losses | 1,740,000 | 1,692,000 | 1,536,000 | 1,746,000 |
| Securities available for sale | 35,895,000 | 35,800,000 | 40,371,000 | 42,876,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,452,000 | 161,468,000 | 157,452,000 | 162,319,000 |
| Interest-bearing deposits | 130,779,000 | 131,508,000 | 131,782,000 | 136,418,000 |
| Noninterest-bearing deposits | 25,673,000 | 29,960,000 | 25,670,000 | 25,901,000 |
| Equity capital | 14,799,000 | 14,761,000 | 15,496,000 | 15,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,735,000 | 5,684,000 | 8,824,000 | 11,945,000 |
| Interest expense | 1,201,000 | 2,538,000 | 4,061,000 | 5,638,000 |
| Net interest income | 1,534,000 | 3,146,000 | 4,763,000 | 6,307,000 |
| Noninterest income | 446,000 | 1,013,000 | 1,594,000 | 2,172,000 |
| Noninterest expense | 1,652,000 | 3,287,000 | 4,927,000 | 6,474,000 |
| Provision for loan losses | 102,000 | 288,000 | 147,000 | 364,000 |
| Pretax income | 226,000 | 584,000 | 1,283,000 | 1,641,000 |
| Income tax | 27,000 | 105,000 | 310,000 | 389,000 |
| Net income | 199,000 | 479,000 | 973,000 | 1,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,814,000 | 14,954,000 | 15,333,000 | 15,370,000 |
| Total capital | 16,576,000 | 16,669,000 | 16,892,000 | 17,142,000 |
| Risk-weighted assets | 146,701,000 | 154,218,000 | 152,513,000 | 152,241,000 |