Call reports 2005
ILLINOIS BANK & TRUST — 2005
What ILLINOIS BANK & TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 188,786,000 | 198,970,000 | 198,273,000 | 195,099,000 |
| Total loans | 129,433,000 | 135,391,000 | 136,989,000 | 133,508,000 |
| Allowance for loan losses | 1,752,000 | 1,862,000 | 1,671,000 | 1,674,000 |
| Securities available for sale | 39,799,000 | 39,132,000 | 38,266,000 | 36,816,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,050,000 | 148,900,000 | 148,470,000 | 153,791,000 |
| Interest-bearing deposits | 125,719,000 | 127,685,000 | 126,062,000 | 129,501,000 |
| Noninterest-bearing deposits | 20,331,000 | 21,215,000 | 22,408,000 | 24,290,000 |
| Equity capital | 13,681,000 | 14,336,000 | 14,660,000 | 14,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,437,000 | 5,011,000 | 7,684,000 | 10,462,000 |
| Interest expense | 876,000 | 1,859,000 | 2,945,000 | 4,178,000 |
| Net interest income | 1,561,000 | 3,152,000 | 4,739,000 | 6,284,000 |
| Noninterest income | 462,000 | 956,000 | 1,458,000 | 1,935,000 |
| Noninterest expense | 1,363,000 | 2,771,000 | 4,249,000 | 5,741,000 |
| Provision for loan losses | 206,000 | 355,000 | 223,000 | 260,000 |
| Pretax income | 454,000 | 982,000 | 1,725,000 | 2,218,000 |
| Income tax | 112,000 | 253,000 | 479,000 | 610,000 |
| Net income | 342,000 | 729,000 | 1,246,000 | 1,608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,689,000 | 13,976,000 | 14,394,000 | 14,755,000 |
| Total capital | 15,441,000 | 15,829,000 | 16,088,000 | 16,451,000 |
| Risk-weighted assets | 142,369,000 | 148,242,000 | 149,668,000 | 149,218,000 |