Call reports 2004
ILLINOIS BANK & TRUST — 2004
What ILLINOIS BANK & TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 171,878,000 | 180,045,000 | 188,906,000 | 193,314,000 |
| Total loans | 109,640,000 | 116,581,000 | 125,758,000 | 129,802,000 |
| Allowance for loan losses | 1,381,000 | 1,399,000 | 1,459,000 | 1,552,000 |
| Securities available for sale | 43,533,000 | 34,708,000 | 43,326,000 | 41,522,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,489,000 | 140,238,000 | 143,478,000 | 143,797,000 |
| Interest-bearing deposits | 116,228,000 | 116,660,000 | 124,500,000 | 124,403,000 |
| Noninterest-bearing deposits | 20,261,000 | 23,578,000 | 18,978,000 | 19,394,000 |
| Equity capital | 13,434,000 | 13,052,000 | 13,533,000 | 13,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,168,000 | 4,189,000 | 6,506,000 | 8,933,000 |
| Interest expense | 743,000 | 1,473,000 | 2,259,000 | 3,120,000 |
| Net interest income | 1,425,000 | 2,716,000 | 4,247,000 | 5,813,000 |
| Noninterest income | 466,000 | 979,000 | 1,500,000 | 1,974,000 |
| Noninterest expense | 1,224,000 | 2,499,000 | 3,807,000 | 5,076,000 |
| Provision for loan losses | 79,000 | 122,000 | 200,000 | 444,000 |
| Pretax income | 624,000 | 1,235,000 | 1,901,000 | 2,428,000 |
| Income tax | 181,000 | 358,000 | 557,000 | 696,000 |
| Net income | 443,000 | 877,000 | 1,344,000 | 1,732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,659,000 | 13,093,000 | 13,060,000 | 13,447,000 |
| Total capital | 14,040,000 | 14,492,000 | 14,519,000 | 14,999,000 |
| Risk-weighted assets | 122,437,000 | 129,806,000 | 137,235,000 | 143,018,000 |