Call reports 2003
ILLINOIS BANK & TRUST — 2003
What ILLINOIS BANK & TRUST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 163,319,000 | 165,349,000 | 169,681,000 | 170,844,000 |
| Total loans | 94,910,000 | 102,038,000 | 102,189,000 | 108,721,000 |
| Allowance for loan losses | 1,177,000 | 1,236,000 | 1,238,000 | 1,310,000 |
| Securities available for sale | 49,294,000 | 43,804,000 | 37,445,000 | 43,217,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,942,000 | 133,913,000 | 134,700,000 | 131,081,000 |
| Interest-bearing deposits | 111,494,000 | 112,570,000 | 114,122,000 | 113,579,000 |
| Noninterest-bearing deposits | 19,448,000 | 21,343,000 | 20,578,000 | 17,502,000 |
| Equity capital | 11,467,000 | 12,251,000 | 12,419,000 | 12,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,077,000 | 3,991,000 | 5,869,000 | 7,993,000 |
| Interest expense | 847,000 | 1,699,000 | 2,478,000 | 3,271,000 |
| Net interest income | 1,230,000 | 2,292,000 | 3,391,000 | 4,722,000 |
| Noninterest income | 526,000 | 1,235,000 | 1,966,000 | 2,400,000 |
| Noninterest expense | 1,136,000 | 2,329,000 | 3,506,000 | 4,673,000 |
| Provision for loan losses | 101,000 | 166,000 | 176,000 | 262,000 |
| Pretax income | 606,000 | 1,135,000 | 1,778,000 | 2,290,000 |
| Income tax | 184,000 | 337,000 | 527,000 | 667,000 |
| Net income | 422,000 | 798,000 | 1,251,000 | 1,623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,013,000 | 11,390,000 | 11,842,000 | 12,215,000 |
| Total capital | 12,190,000 | 12,626,000 | 13,080,000 | 13,525,000 |
| Risk-weighted assets | 110,490,000 | 116,330,000 | 118,333,000 | 122,445,000 |