Call reports 2002
ILLINOIS BANK & TRUST — 2002
What ILLINOIS BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 139,189,000 | 146,875,000 | 151,981,000 | 150,545,000 |
| Total loans | 75,674,000 | 78,627,000 | 84,246,000 | 83,192,000 |
| Allowance for loan losses | 933,000 | 999,000 | 1,057,000 | 1,089,000 |
| Securities available for sale | 32,577,000 | 32,284,000 | 47,339,000 | 48,385,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,770,000 | 107,940,000 | 118,406,000 | 121,778,000 |
| Interest-bearing deposits | 91,077,000 | 92,302,000 | 100,379,000 | 104,559,000 |
| Noninterest-bearing deposits | 15,693,000 | 15,638,000 | 18,027,000 | 17,219,000 |
| Equity capital | 8,969,000 | 9,962,000 | 10,615,000 | 11,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,713,000 | 3,561,000 | 5,594,000 | 7,705,000 |
| Interest expense | 851,000 | 1,699,000 | 2,605,000 | 3,477,000 |
| Net interest income | 862,000 | 1,862,000 | 2,989,000 | 4,228,000 |
| Noninterest income | 406,000 | 788,000 | 1,243,000 | 2,000,000 |
| Noninterest expense | 1,038,000 | 2,096,000 | 3,160,000 | 4,277,000 |
| Provision for loan losses | 71,000 | 142,000 | 204,000 | 260,000 |
| Pretax income | 159,000 | 412,000 | 899,000 | 1,723,000 |
| Income tax | 44,000 | 101,000 | 242,000 | 519,000 |
| Net income | 115,000 | 311,000 | 657,000 | 1,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,902,000 | 9,698,000 | 10,044,000 | 10,591,000 |
| Total capital | 9,835,000 | 10,697,000 | 11,101,000 | 11,680,000 |
| Risk-weighted assets | 94,756,000 | 96,959,000 | 100,004,000 | 100,897,000 |