Call reports 2001
ILLINOIS BANK & TRUST — 2001
What ILLINOIS BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 123,506,000 | 124,971,000 | 125,759,000 | 131,408,000 |
| Total loans | 71,204,000 | 74,184,000 | 73,894,000 | 73,835,000 |
| Allowance for loan losses | 800,000 | 855,000 | 883,000 | 864,000 |
| Securities available for sale | 24,208,000 | 27,456,000 | 28,688,000 | 25,542,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,990,000 | 95,148,000 | 99,245,000 | 98,893,000 |
| Interest-bearing deposits | 81,747,000 | 82,619,000 | 85,479,000 | 86,224,000 |
| Noninterest-bearing deposits | 11,243,000 | 12,529,000 | 13,766,000 | 12,669,000 |
| Equity capital | 7,944,000 | 8,229,000 | 8,423,000 | 9,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,895,000 | 3,882,000 | 5,852,000 | 7,705,000 |
| Interest expense | 1,217,000 | 2,430,000 | 3,538,000 | 4,476,000 |
| Net interest income | 678,000 | 1,452,000 | 2,314,000 | 3,229,000 |
| Noninterest income | 278,000 | 541,000 | 890,000 | 1,465,000 |
| Noninterest expense | 930,000 | 1,889,000 | 2,896,000 | 3,881,000 |
| Provision for loan losses | 12,000 | 67,000 | 99,000 | 96,000 |
| Pretax income | 100,000 | 123,000 | 295,000 | 803,000 |
| Income tax | 30,000 | 33,000 | 96,000 | 285,000 |
| Net income | 70,000 | 90,000 | 199,000 | 518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,838,000 | 8,059,000 | 8,168,000 | 8,787,000 |
| Total capital | 8,638,000 | 8,914,000 | 9,051,000 | 9,651,000 |
| Risk-weighted assets | 82,637,000 | 85,766,000 | 86,232,000 | 89,376,000 |