Call reports 2023
ALL AMERICA BANK — 2023
What ALL AMERICA BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 574,398,000 | 586,612,000 | 606,774,000 | 614,029,000 |
| Total loans | 488,721,000 | 510,917,000 | 512,234,000 | 519,785,000 |
| Allowance for loan losses | 5,590,000 | 6,484,000 | 6,012,000 | 5,823,000 |
| Securities available for sale | 20,237,000 | 23,310,000 | 22,396,000 | 22,046,000 |
| Securities held to maturity | 21,559,000 | 22,464,000 | 21,871,000 | 21,380,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 527,725,000 | 539,728,000 | 545,961,000 | 552,356,000 |
| Interest-bearing deposits | 434,502,000 | 450,176,000 | 467,384,000 | 470,984,000 |
| Noninterest-bearing deposits | 93,223,000 | 89,552,000 | 78,577,000 | 81,372,000 |
| Equity capital | 45,551,000 | 45,285,000 | 58,986,000 | 60,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,021,000 | 17,016,000 | 26,440,000 | 35,978,000 |
| Interest expense | 2,908,000 | 6,630,000 | 11,150,000 | 15,885,000 |
| Net interest income | 5,113,000 | 10,386,000 | 15,290,000 | 20,093,000 |
| Noninterest income | 497,000 | 1,062,000 | 1,542,000 | 1,945,000 |
| Noninterest expense | 3,567,000 | 7,606,000 | 11,490,000 | 14,970,000 |
| Provision for loan losses | 1,199,000 | 1,820,000 | 2,443,000 | 3,179,000 |
| Pretax income | 844,000 | 2,022,000 | 2,899,000 | 3,889,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 844,000 | 2,022,000 | 2,899,000 | 3,889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,891,000 | 45,803,000 | 59,759,000 | 60,828,000 |
| Total capital | 51,831,000 | 52,064,000 | 66,121,000 | 67,001,000 |
| Risk-weighted assets | 516,915,000 | 500,356,000 | 557,989,000 | 525,014,000 |