Call reports 2020
ALL AMERICA BANK — 2020
What ALL AMERICA BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 453,203,000 | 472,287,000 | 458,864,000 | 452,555,000 |
| Total loans | 369,333,000 | 362,554,000 | 369,588,000 | 377,582,000 |
| Allowance for loan losses | 4,276,000 | 4,575,000 | 4,847,000 | 5,015,000 |
| Securities available for sale | 39,354,000 | 39,436,000 | 44,536,000 | 37,160,000 |
| Securities held to maturity | 12,588,000 | 10,804,000 | 9,242,000 | 7,843,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 407,710,000 | 425,665,000 | 411,714,000 | 406,421,000 |
| Interest-bearing deposits | 349,226,000 | 354,368,000 | 342,938,000 | 334,218,000 |
| Noninterest-bearing deposits | 58,484,000 | 71,297,000 | 68,776,000 | 72,203,000 |
| Equity capital | 44,999,000 | 45,966,000 | 46,496,000 | 45,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,216,000 | 12,014,000 | 17,661,000 | 23,067,000 |
| Interest expense | 1,193,000 | 2,143,000 | 2,854,000 | 3,411,000 |
| Net interest income | 5,023,000 | 9,871,000 | 14,807,000 | 19,656,000 |
| Noninterest income | 597,000 | 961,000 | 1,385,000 | 1,839,000 |
| Noninterest expense | 3,160,000 | 6,167,000 | 9,220,000 | 12,387,000 |
| Provision for loan losses | 730,000 | 1,060,000 | 1,360,000 | 2,160,000 |
| Pretax income | 1,730,000 | 3,605,000 | 5,612,000 | 6,948,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,730,000 | 3,605,000 | 5,612,000 | 6,948,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,153,000 | 42,673,000 | 43,201,000 | 42,937,000 |
| Total capital | — | 47,248,000 | 47,730,000 | 47,626,000 |
| Risk-weighted assets | — | 370,531,000 | 361,983,000 | 374,800,000 |