Call reports 2019
ALL AMERICA BANK — 2019
What ALL AMERICA BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 432,360,000 | 442,235,000 | 453,035,000 | 467,458,000 |
| Total loans | 369,517,000 | 369,058,000 | 372,301,000 | 375,936,000 |
| Allowance for loan losses | 3,362,000 | 3,572,000 | 3,585,000 | 3,627,000 |
| Securities available for sale | 12,715,000 | 25,808,000 | 24,206,000 | 29,843,000 |
| Securities held to maturity | 22,611,000 | 20,677,000 | 18,484,000 | 13,556,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 382,203,000 | 396,723,000 | 406,773,000 | 422,257,000 |
| Interest-bearing deposits | 329,600,000 | 344,208,000 | 351,375,000 | 366,857,000 |
| Noninterest-bearing deposits | 52,603,000 | 52,515,000 | 55,398,000 | 55,400,000 |
| Equity capital | 44,540,000 | 44,730,000 | 45,332,000 | 44,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,214,000 | 12,396,000 | 18,844,000 | 25,076,000 |
| Interest expense | 1,449,000 | 2,922,000 | 4,421,000 | 5,867,000 |
| Net interest income | 4,765,000 | 9,474,000 | 14,423,000 | 19,209,000 |
| Noninterest income | 588,000 | 1,064,000 | 1,589,000 | 2,160,000 |
| Noninterest expense | 3,168,000 | 6,258,000 | 9,348,000 | 12,420,000 |
| Provision for loan losses | 335,000 | 680,000 | 1,195,000 | 2,300,000 |
| Pretax income | 1,850,000 | 3,600,000 | 5,469,000 | 6,649,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,850,000 | 3,600,000 | 5,469,000 | 6,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,831,000 | 41,078,000 | 41,583,000 | 41,281,000 |
| Total capital | 44,193,000 | 44,650,000 | 45,168,000 | 44,908,000 |
| Risk-weighted assets | 374,283,000 | 373,626,000 | 370,926,000 | 379,490,000 |