Call reports 2016
ALL AMERICA BANK — 2016
What ALL AMERICA BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 367,780,000 | 367,519,000 | 376,759,000 | 387,988,000 |
| Total loans | 246,968,000 | 254,767,000 | 273,443,000 | 283,068,000 |
| Allowance for loan losses | 1,421,000 | 1,626,000 | 1,850,000 | 2,061,000 |
| Securities available for sale | 32,329,000 | 30,877,000 | 28,337,000 | 26,434,000 |
| Securities held to maturity | 57,614,000 | 53,282,000 | 48,998,000 | 45,246,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 325,194,000 | 304,442,000 | 310,246,000 | 324,995,000 |
| Interest-bearing deposits | 279,098,000 | 260,268,000 | 268,747,000 | 273,718,000 |
| Noninterest-bearing deposits | 46,096,000 | 44,174,000 | 41,499,000 | 51,277,000 |
| Equity capital | 42,060,000 | 42,605,000 | 42,466,000 | 42,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,108,000 | 8,285,000 | 12,611,000 | 17,122,000 |
| Interest expense | 449,000 | 939,000 | 1,454,000 | 1,980,000 |
| Net interest income | 3,659,000 | 7,346,000 | 11,157,000 | 15,142,000 |
| Noninterest income | 388,000 | 981,000 | 1,400,000 | 1,834,000 |
| Noninterest expense | 2,989,000 | 5,861,000 | 8,720,000 | 11,695,000 |
| Provision for loan losses | 152,000 | 397,000 | 652,000 | 892,000 |
| Pretax income | 906,000 | 2,069,000 | 3,185,000 | 4,389,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 906,000 | 2,069,000 | 3,185,000 | 4,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,797,000 | 38,177,000 | 38,259,000 | 38,470,000 |
| Total capital | 39,218,000 | 39,803,000 | 40,109,000 | 40,531,000 |
| Risk-weighted assets | 327,844,000 | 319,507,000 | 331,655,000 | 335,464,000 |